Heavy rain and snow last fall could presage heavy spring flooding.

That’s why staff from Grand Forks County Emergency Management and Stacey Mesteth, an insurance and risk adviser at Vaaler Insurance, will help residents go over their flood insurance options at a trio of hour-long seminars this month and early February in Grand Forks.

“There’s a lot of misinformation out there,” she said. “We really want to make sure that people have a good grasp so they can make an informed decision whether or not they need to work on some insurance needs.”

Many people, Mesteth told the Herald, had to use their flood insurance in 2019, some had to use it twice. Most insurance agents can sell flood insurance, she said, and residents will presumably end up with National Flood Insurance Program coverage regardless of the agent through which they purchase it.

“You have a 30-day wait after you buy flood insurance … in order for it to kick in,” Mesteth said. “So we want people thinking about it now, not starting to think about it in March.”

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The seminars are scheduled as follows:

  • 5:30 p.m. Thursday, Jan. 23, in the Meadowlark Room at the Alerus Center, 1200 S. 42nd St., Grand Forks.

  • Noon Thursday, Jan. 30, in the city council chambers at Grand Forks City Hall, 255 N. Fourth St., Grand Forks.

  • 5:30 p.m. Tuesday, Feb. 4, in the Cardinal/Hummingbird Room at the Alerus Center.