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Streamline holiday shopping

Consumer stress levels tend to rise when the holiday shopping season hits. So any advantage a shopper can get before embarking on a shopping foray, from payment options and budgeting considerations to shopping time management, can help take the e...

Consumer stress levels tend to rise when the holiday shopping season hits.

So any advantage a shopper can get before embarking on a shopping foray, from payment options and budgeting considerations to shopping time management, can help take the edge off the experience.

Several Web sites offer a variety of useful holiday shopping and purchasing advice.

Here are a few that are worthwhile:

-- Consumers Union: Contains useful holiday shopping insights on catalog and online buying, and payment options.

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-- Everything Christmas: Article offers 10 tips to avoid holiday shopping line-up.

-- National Foundation for Credit Counseling: Features guidelines to help keep holiday shopping stress free.

-- Federal Trade Commission: Offers quick tips on wise budget shopping during the holiday season.

-- Kiplinger.com: Features 10 topics that focus on holiday spending, budgeting and planning ahead, with additional links to related shopping insights.

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