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Grand Forks Herald
Police capture gunman who killed 5 at mall in Washington state
Charlotte police release video of fatal shooting after protests
Photo gallery of Devils Lake NDRA Shootout
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Artists inspired by Dakota Access protest
crime and courts
Wesley Todd Sr.
Daniel J. Rudnick
Carol J. Clark
Scott G. Swygman
Cliff Coss and grandson fishing
Tom Hagness and Cliff Coss fishing
Trophy room: Brett Anderson's catfish
OUTDOORS NOTEBOOK: Saturday is Hunting and Fishing Day in North Dakota
65th Wedding Anniversary
60th Wedding Anniversary
Joseph Kyle Nice
July 29, 2016
Howard Kossover: Last column before retirement
In March 1985, the Grand Forks Herald published my first article and waited to see if any readers would notice. Enough did and today, 31 years later, this weekly Social Security article appears in four states and online. This is my last one.
July 29, 2016 - 9:48pm
July 22, 2016
SOCIAL SECURITY Q & A: Are payments prorated for Social Security?
Q. If starting retirement at age 62, is payment prorated for the days I am 62? A. Social Security benefits are not prorated. A person is either...
July 22, 2016 - 9:57pm
July 15, 2016
SOCIAL SECURITY Q&A: Few know about Social Security spousal benefits
Q. I plan to start Social Security retirement next January, including benefits for our 17-year-old son who is in high school. Can my wife receive...
July 15, 2016 - 10:00pm
July 8, 2016
SOCIAL SECURITY Q&A: Replacing Social Security card online possible
Q. Can Social Security number cards be replaced online? A. Until very recently, the answer to this question was no. For people with a my Social...
July 8, 2016 - 10:41pm
June 24, 2016
SOCIAL SECURITY Q&A: Are Social Security benefits gender neutral
Q. Are Social Security benefits the same for women and men? A. Program legislation is gender neutral so individuals with identical earnings histories...
June 24, 2016 - 8:54pm
June 17, 2016
SOCIAL SECURITY Q&A:: What's best for you when it comes to applying for Social Security benefits
Q. Can I restrict my Social Security application to apply only for spouse's benefits and delay filing for my own retirement benefit to earn delayed...
June 17, 2016 - 2:00pm
June 8, 2016
SOCIAL SECURITY Q&A: Is age 65 still important for Social Security retirement
Q. Is age 65 still important for Social Security retirement? A. While age 65 is important as the starting age for Medicare, it has no special...
June 8, 2016 - 9:50pm
May 27, 2016
SOCIAL SECURITY Q&A: What is my maximum retirement amount?
Q. How much is the maximum 2016 Social Security retirement amount? A. This is the maximum amount payable to a person retiring in 2016 exactly...
May 27, 2016 - 2:19pm
May 21, 2016
SOCIAL SECURITY Q&A: Railroad workers may be exception for Social Security retirement
Q. My neighbor works for the railroad and said he will not get Social Security at retirement. Why is that? A. Most, but not all, employed people...
May 21, 2016 - 9:30am
May 14, 2016
SOCIAL SECURITY Q&A: Do I lose credits for benefits if I stop working?
Q. I have worked for years and, according to my statement, have enough credits to qualify for benefits. Do I lose this coverage if I stop working?...
May 14, 2016 - 8:30am
May 7, 2016
SOCIAL SECURITY Q&A: After a severe accident, should I take Social Security disability or retirement?
Q. Near age 64, I just stopped work because of a severe accident. Is it better to apply for Social Security disability or retirement? A. You...
May 7, 2016 - 8:00am
April 30, 2016
SOCIAL SECURITY Q&A: The difference between SSI and Social Security
Q. How is SSI different from Social Security? A. Supplemental Security Income and Social Security are completely different programs. A person...
April 30, 2016 - 7:30am
April 27, 2016
HOWARD KOSSOVER: The difference between SSI and Social Security
Q. How is SSI different from Social Security? A. Supplemental Security Income (SSI) and Social Security are completely different programs. A person can receive both if meeting the separate rules of each. Here are a few more of the differences between these two national programs. Social...
April 27, 2016 - 4:45am
April 23, 2016
SOCIAL SECURITY Q&A: When do survivor benefits for Social Security begin?
Q. When do Social Security survivor benefits begin? A. Social Security survivor benefits can begin effective with the month of death, assuming...
April 23, 2016 - 8:30am
April 21, 2016
Q and A with Kossover: When do survivors benefits for Social Security begin?
Q. When do Social Security survivors benefits begin? A. Social Security survivors benefits can begin effective with the month of death, assuming there are eligible family members to pay.
April 21, 2016 - 6:15am