IN THE BLACK Separate Accounts for Each Savings Goal
We all know it is important to save money for things we want . It may be easier to save if you have a goal of what you are saving for. I saw two blog posts recently about having different savings acc... Posted on 9/7/13 at 7:34 AM
A year after sweeping credit card regulations upended the industry, banks are showering perks and rewards on big spenders with sterling credit scores. And they’re socking customers with spottier histories with higher interest rates, lower credit limits and new annual fees. In some cases, the riskiest customers are being dropped altogether.
A federal study last year found that about one in four U.S. households skirts banks and relies on services such as check-cashing and payday loans. Many of these households bring in less than $30,000 a year. Some do it because they believe they don't have enough money to open a bank account or were burned by fees in the past. Many can't open an account because of a history of bad checks or damaged credit.
I have a disputed medical expense that I brought to the attorney general's office in my state. They confirmed they are investigating, and I advised the bill collection agency this was pending. Though the collection agency said they would wait, they didn't. There is an "adverse account" note in my credit report pertaining to this. What's my remedy?
U.S. card debt at lowest level in more than eight years The amount consumers owed on their credit cards in this year’s second quarter dropped to the lowest level in more than eight years as cardholders continued to pay off balances in the uncertain economy.
Last week's column about estate-planning blunders generated a mini-buzz of questions. From the basic "What's the difference between a will and a trust?" to the emotional "How do we pick the right guardian for our kids?" readers wanted to know more about the mechanics of wills and trusts.
The irate sister who smashed a crystal vase in her attorney's parking lot, rather than hand it over to her sister after mom died. The squabbling siblings who spent three years and $15,000 battling over a few hundred dollars worth of JC Penney and Kmart knickknacks. The brother who shot his deceased sister's beloved dog in order to collect his inheritance.
UPDATED 5:24 P.M. Newly hired government employees and school teachers in North Dakota should have their own retirement savings plans instead of a pension that’s guaranteed by taxpayers, a state lawmaker says.
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