CREDIT CARDS
IN THE BLACK Personal Finance articles
Following are some recent personal finance articles I have written. Reasons not to cut up your credit cards even if you are not charging Benefits of Cutting up credit cards How to spend $5 less a d...
Posted on 6/18/13 at 8:59 PM
REAL MONEY More than One in Five Americans Consider Credit Essential
According to the September poll hosted on the National Foundation for Credit Counseling (NFCC) website, 22 percent of more than 1,900 respondents indicated they could not make ends meet without access...
Posted on 10/12/12 at 6:11 AM
MONEY-SAVIN' MAMA: Going on a credit card fast
I applied for my first credit card, a MasterCard, shortly before starting my freshman year of college. My limit was $200. The first time I used it was that spring break, to buy a shirt. I still have the card in my wallet, nearly 15 years later.
By Sherri Richards , March 10, 2013
RYAN BAKKEN: Bigger cliffs to worry about
Avoiding the fiscal cliff will require a compromise. And what are the chances of that happening? So, it’s perhaps best that we concern ourselves with other potential cliffs to avoid, cliffs that are closer to home.
By Ryan Bakken , December 30, 2012
ND, SD have low credit card debt, delinquencies 
Credit card users in North Dakota and South Dakota have some of the nation's lowest rates of credit card debt, and some of the best records for paying on time.
By Associated Press , August 14, 2012
Treasure Omdahl, East Grand Forks, letter: U.S. should catch up to Canada on credit card security
It was interesting to see an article about credit card fraud in the Herald and how the United States is behind in technology. While making three trips to Canada in the last three years, we discovered that in restaurants, the waitstaff bring hand-held swipe machines to the table, so the credit card is never out of your hands.
By Treasure Omdahl , August 09, 2012
Canadian man convicted credit card fraud appeals to 8th Circuit
A Canadian man convicted in what witnesses called one of the largest credit card schemes in U.S. history is taking his case to the 8th U.S. Circuit Court of Appeals.
By Associated Press , May 08, 2012
UPDATE: Judge orders $1,700 restitution in $744,000 bank fraud case
U.S. District Court Judge Ralph Erickson ruled that the government could only prove losses of $1,659.72. Prosecutors said during a hearing last month that Adekunle Adetiloye should pay back $744,000 to victims of the scheme. A defense attorney argued for about $110,000 in restitution.
By Dave Kolpack , March 23, 2012
Grand Forks Police Department warn of credit card fraud
The Grand Forks Police Department is warning citizens to be on the lookout for people posing as local police requesting credit card information.
By Herald Staff Report , February 28, 2012
FARGO: Attorneys argue over restitution in massive credit card fraud case
Adekunle Adetiloye pleaded guilty earlier to mail fraud and was sentenced to 18 years in prison. Authorities say he stole the identities of about 38,000 people.
By Assoiciated Press , February 22, 2012
Poll: Debt worries rise once again
Just last fall, Americans were feeling better about their personal finances. Now they’re starting to worry more about how they’ll pay off debts as they feel the nation’s economic recovery wobbling.
By Connie Cass , July 25, 2011
Police seek 2 adults believed to be involved in Grand Forks thefts
The Grand Forks Police Department is looking for two adults believed to be responsible for at a rash of thefts from vehicles and related credit card fraud.
June 15, 2011
Citigroup says hackers accessed credit card data
The hackers were able to gain access to Citi's Account Online service to view customer names, their account numbers and contact information including email addresses.
By Kelvin Chan , June 09, 2011
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