Every natural disaster sears us with the same images: Forlorn families sifting through ashes for treasured heirlooms and possessions. Business owners peeling open the charred remnants of payroll records and money bags.
For anyone who's been laid off and is contemplating how to fend for their financial future, this week's question will hit home. It's answered by Cynthia S. Meyers, a certified financial planner and one of our online "Ask the Experts" writers.
You came. You saw. You saved.
Certainly not everyone hit our goal of "Save $1,000 in 30 Days" — the tip-a-day challenge. But once it wrapped up last week, a number of Sacramento Bee readers opened their wallets to show us how much and where they saved.
Griping about taxes is a time-honored tradition in American life. Nobody likes filing, much less paying them.
So why would anyone offer to listen — unpaid, no less — to taxpayers' complaints about the IRS?
Just ask Lee Battershell.
If only cash sprouted as easily as backyard weeds, we'd all be cheering. But greening up your wallet is still doable.
In homage to Earth Day on this month's calendar, we've harvested some Earth-friendly money habits you might want to adopt.
Optimism. For months, it's been in rather short supply.
Like a lingering cold you can't shake off, the economy's blues just hang on. It's not just our bottom line that's been battered, but our psyches, too. And even if you haven't lost your job or aren't facing foreclosure, it's often hard to feel good.
We can't change the market's ricocheting ride nor can we instantly Botox our bank accounts. But we can change how we take it all in. Here's how:
"People are more vulnerable to these because job opportunities aren't as plentiful. They're looking at anything," said Terri Carpenter, spokeswoman for government-funded Sacramento Works Inc., in Sacramento, Calif., which screens online ads for its 12 employment and training centers.
It's the dreaded tap on the shoulder. The proverbial pink slip.
Amid record unemployment, millions across the country are getting the bad news: Your services at work are no longer needed.
Without question, getting laid off is an emotional and financial shock. For advice on how to cope, we talked with three Sacramento, Calif., financial advisers. Here are their tips:
In this dreary stock market, it's not a happy time to be an investor. But there still are ways to feel good about investing.
Think "socially responsible investing," or SRI for short. In simple terms, it means investing in companies and products that do good, environmentally and socially.
Under rules adopted in mid-December by the Federal Reserve, banks will no longer be able to raise credit card rates without good reason and must give you more warning - and in type that's more prominent and visible on your billing statement.
, February 17, 2009
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