SAVING
5 Ways to Make and Save a Little Cash
How many of you are stay-at-home moms? How many of you raised your hand only to realize no one could actually see you? (Heh) Well, this one is for all of you SAH moms (and everyone else!) looking to...
Posted on 4/25/13 at 1:30 PM
Thank Butterflies For Daylight Saving Time
Time is what we make of it, and this weekend citizens of 70 countries across the world will advance their clocks one hour ahead in homage to daylight saving time. For U.S. the transition occurs at 2...
Posted on 3/8/13 at 3:47 PM
Daylight Saving Time
By Joe Miller, McClatchy Newspapers After years of trying, it took an act of Congress literally to extend daylight-saving time. In March, we set the clocks ahead an hour, andthe first Sunday in Nov...
Posted on 3/8/13 at 9:40 AM
Personal Finance Articles
Following are links to a few recent articles I have written for another site. Practical Ways to Spend Smarter and Save More in 2013 How a Large Family Can Save Money Best Selling Books about Financ...
Posted on 1/29/13 at 8:23 PM
My holiday gift to you...
If you shop online and you are not searching for coupons on retailmenot.com I can bet you are spending more money than you need to for the items you are buying. RetaiMeNot is a site that capturessavin...
Posted on 10/26/12 at 10:32 PM
YOUR MONEY Tax refund: Spend or save?
A recent national Harris survey commissioned by ING DIRECT showed 51 percent of American taxpayers need their refunds for basic commodities - that includes 65 percent of respondents younger than 35.By Andrew Newman , April 29, 2009
YOUR MONEY: Strapping in for a bumpy retirement ride
As equations go, it's a simple one: There's risk and there's return. Unfortunately, human nature being what it is, people tend to focus on one side of the equation to the exclusion of the other. Prior to October, many retirees and would-be retirees - despite warnings from countless pundits, academicians and the like - focused mostly, if not solely, on return. Now, however, the pendulum has swung in the complete and opposite direction and everyone is talking about the risks associated with retirement.By Robert Powell , April 21, 2009
YOUR MONEY: Mutual fund expense ratios are on the rise
If we needed another knife in our gut as the result of the recent economic turmoil, the mutual fund industry has sharpened theirs in an effort to survive. But their knife is not cutting - it's raising the cost of funds to investors.By Dan Serra , April 21, 2009
YOUR MONEY: Improved economy may let companies reinstate 401(k) matches
As more and more employers reduce or eliminate matches to 401(k)s to save money, the question arises: What's the likelihood that they'll bring them back? "Every company that I know of that suspended their match during the last downturn re-established it once their economics improved," said David L. Wray, president of the Profit Sharing/401k Council of America, a nonprofit association of 1,200 companies that have 401(k) plans.By Pamela Yip , April 20, 2009
8 tips for young adults on saving for retirement 
Saving for retirement, typically not a top priority for young adults, is tougher to accomplish in a down economy.
By Associated Press , April 17, 2009
RETIREMENT: The incredible, net-able nest egg 
April 17, 2009
YOUR MONEY: Do your homework before buying certificates of deposit
The two cases, experts say, highlight the need to do your homework before investing your money. Here's what you can do to keep from getting fooled when buying CDs: Remember the adage that if it sounds too good to be true, it probably is. Don't blindly accept that the abnormally high yields being touted come with little or no risk. They do.By Pamela Yip , April 15, 2009
YOUR MONEY: A novel way to invest
After Tom Fafinski lost money in tech stocks, he began searching for alternative places to invest. Fafinski, 44, of Farmington, Minn., discovered self-directed IRAs and used money earmarked for his retirement and his kids' college to buy a townhouse as an investment property.By Kara McGuire , April 14, 2009
YOUR MONEY: Congress can help seniors who lost investments
The House Education and Labor Committee, chaired by California Rep. George Miller, has done a fine job pointing to the financial problems facing workers nearing retirement and the possible solutions. And Ways and Means Committee chairman Charles Rangel of New York leaped to pass a 90 percent tax on the bonuses of AIG executives, which the White House has qualms about.By Saul Friedman , April 14, 2009
YOUR MONEY: Parents, as well as children, can use 529 college savings plan
Don't think 529 college savings plans are just for young people. Their parents can also use them to save for their own college education. "They are a very good tool for tax-free savings when an adult is thinking about returning to school," said Joseph Hurley, founder of savingforcollege.com, which educates families on how to save for college.By Pamela Yip , April 13, 2009
YOUR MONEY: Few states require personal finance education — time for change?
If personal finance were a high school graduation requirement, would we have avoided the current financial crisis? Probably not. But a higher level of money smarts among American consumers might have ameliorated some of the problems we're seeing today.By Andrea Coombes , April 03, 2009
ON THE MONEY: On the Money: Setting up a CD ladder
Want to get the most from a certificate of deposit? Perhaps you should explore a CD ladder. A CD ladder involves setting up CDs at different maturity periods, generally a year apart. This investment strategy allows investors to take advantage of interest rates spread out over time. Once the first CD matures after a year, it can be reinvested to create a new rung in the ladder.By Chuck Myers , April 02, 2009
MELTDOWN 101: Putting your money away
Rising savings could slow recoveryBy Martin Crutsinger , March 27, 2009
YOUR MONEY: Heed these tips to cut back on spending
It's easier to increase spending than reduce spending, so Americans have been truly burdened by this recession. If you are needing to boost your savings and cut your spending, the folks at BillShrink.com recently offered these tips:By Dan Serra , March 26, 2009
ON THE MONEY: Is a Roth IRA right for you? 
Several Web sites feature a wealth of information about the Roth IRA, and changes that will go into effect in 2010. Here are a few worth visiting:
By Chuck Myers , March 24, 2009
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