CREDIT CARDS
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IN THE BLACK Personal Finance articles
Following are some recent personal finance articles I have written. Reasons not to cut up your credit cards even if you are not charging Benefits of Cutting up credit cards How to spend $5 less a d...
Posted on 6/18/13 at 8:59 PM
REAL MONEY More than One in Five Americans Consider Credit Essential
According to the September poll hosted on the National Foundation for Credit Counseling (NFCC) website, 22 percent of more than 1,900 respondents indicated they could not make ends meet without access...
Posted on 10/12/12 at 6:11 AM
Late payments on credit cards drop in 3rd quarter 
Delinquency rates lowest in North DakotaFor the first time in a decade, more people paid their credit card bills on time in the third quarter this year than in the second quarter.
By Eileen AJ Connelly , November 23, 2009
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Mandan man accused of using 60-plus stolen credit cards
Authorities say they found more than 60 stolen credit card numbers, as well as well as commemorative coins and currency, boxes of collectors sports cards and return address labels, in searching the home of a man charged with theft.
By Associated Press , October 09, 2009
REGIONAL ROUNDUP: Audit faults AG ... Renewable energy funds ... Veteran broadcasters feted ... more
Minnesota’s Legislative Auditor said the office of Attorney General Lori Swanson has a few minor lapses in internal bookkeeping. The report said. Swanson’s office overall was run in adequate fashion. Auditors looked at the office from the beginning of Swanson’s term in January 2007 through March of this year. Swanson is a Democrat.
By Herald Wire Reports , September 25, 2009
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Minnesota attorney general sues debt aid companies
Minnesota Attorney General Lori Swanson is suing three debt assistance companies over allegedly broken promises to cut consumers' credit card interest rates and lower their debt.
By Associated Press , September 22, 2009
WEB WINNERS: New rules for credit cards
New rules meant to rein in credit card issuers took effect last week. Legislation passed by Congress in the spring was aimed at stopping abuses by card firms and banks. Check these sites for details.
By Reid Kanaley , August 31, 2009
New credit card rules may reveal unwelcome details
While the new regulations will curtail most of the practices the credit card industry has been criticized for in recent years, a credit card expec said consumers must still stay on top of their accounts, adding, "The disclosures are only as good as the consumers who actually read them."
By Eileen AJ Connelly , August 20, 2009
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MASSIVE IDENTITY THEFT: 130 million credit, debit card accounts affected
A former government informant known online as "soupnazi" stole information from 130 million credit and debit card accounts in what federal prosecutors are calling the largest case of identity theft yet.
By Devlin Barrett , August 18, 2009
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Avoid getting burned by easy-to-get college credit cards
“Students are not getting enough education — from parents, high schools, colleges — on how to handle debt and their finances”
By Claudia Buck , July 10, 2009
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Weak security enables credit card hacks
Every time you swipe your credit card and wait for the transaction to be approved, sensitive data are ferried from store to bank through computer networks.It means every time you pay with plastic, companies are gambling with your personal data. If hackers intercept your numbers, you’ll spend weeks straightening your mangled credit,
By Jordan Robertson , June 14, 2009
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AP sources: U.S. eyes financial regulatory panel
The Obama administration, trying to crack down on abuses exposed by the financial crisis, is considering creation of a regulatory commission to protect consumers of financial products such as credit cards and mortgages, according to administration and industry officials.
By Martin Crutsinger , May 20, 2009
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Credit card reforms up for Senate vote
Unable to stop the tide of foreclosures and job losses, lawmakers are hoping to give voters at least some breathing room in the economic downturn by banning arbitrary rate hikes and excessive fees charged by credit card companies.
By Anne Flaherty , May 19, 2009
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Obama urges Congress to act on credit card bill
President Barack Obama urged Congress today to quickly send him legislation ending abusive credit card practices. But his populist appeal also included a stern warning to shoppers whose eyes are bigger than their budgets.
By Darlene Superville , May 14, 2009
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