HOWARD KOSSOVER
SOCIAL SECURITY Q & A: Check on rules for adopted child benefits 
Q. Can my adopted child receive Social Security survivor benefits from my deceased spouse?
By Howard Kossover , September 21, 2012
SOCIAL SECURITY Q & A: Debts can cut into benefits
Q: I got a letter saying my Social Security benefit was going to be reduced because of an old student loan. What is this about?
By Howard Kossover , September 15, 2012
HOWARD KOSSOVER: Picking a day for retirement
Q. Can I pick any month for my Social Security retirement to begin?A. Yes. You can start SSA retirement effective with any month that is best for you, assuming all requirements are met.
By Howard Kossover , September 01, 2012
SOCIAL SECURITY Q & A: Working longer for SSA insurance
I worked sporadically over the years and need about a year more to have enough work for my own SSA retirement. I already receive Social Security through my husband’s record as a wife. Is there an advantage to working and becoming insured on my own record now?
By Howard Kossover , August 17, 2012
SOCIAL SECURITY Q & A: Getting Medicare without paying into SSA
My wife has not worked outside the home and has not paid into Social Security. She is older than I am and will be 65 before I retire. Can she get Medicare without having enough work for Social Security?
By Howard Kossover , August 03, 2012
SOCIAL SECURITY Q & A: Can SSA benefits change if parents retire, or if you move?
Q. I receive Social Security disability through my own work because of an accident years ago when I was in my twenties. Since my earnings then had been low, my SSA benefit is not large. Will I be able to receive higher benefits when my parents retire?
By Howard Kossover , July 27, 2012
SOCIAL SECURITY Q & A: How does SSA checks get to disaster victims?
Q. Given recent major national fire and storm disasters, how does Social Security deliver benefits when people are displaced and towns destroyed?
By Howard Kossover , July 20, 2012
SOCIAL SECURITY Q & A: Options for widow's benefits to begin early
Q. I am not old enough for widow’s benefits but cannot work due to illness. Is there some way to get Social Security now?
By Howard Kossover , July 06, 2012
SOCIAL SECURITY Q & A: Online statements easy to use
Now you can get your personal Social Security Statement online at www.socialsecurity.gov. “Our new online Social Security statement is simple, easy-to-use and provides people with estimates they can use to plan for their retirement,” said Michael J. Astrue, commissioner of Social Security, when it recently became available.
By Howard Kossover , June 29, 2012
HOWARD KOSSOVER: Many file for Social Security benefits online
By Howard Kossover , June 15, 2012
SOCIAL SECURITY Q & A: Is age a factor in getting Social Security disability?
Q. How important is age when filing for Social Security disability?
By Howard Kossover , June 08, 2012
SOCIAL SECURITY Q & A: A few options for retirees with disabilites
Q. I intend to keep working for several years but have a medical problem that is not totally manageable. I am 61 and wonder what my Social Security options are if I have to stop working.
By Howard Kossover , June 01, 2012
SOCIAL SECURITY Q & A: Individual employers must withhold maximum
Q. Combining two jobs, I might earn over the Social Security maximum taxable earnings limit this year. How will my employers know when to stop withholding SSA payroll tax?
By Howard Kossover , May 25, 2012
SOCIAL SECURITY Q & A: Retirement benefit amount based on best 35 years of work
Q. I might have opportunity to stop working by age 60. If I do, will my future Social Security retirement benefits be lower compared to if I continued working?
By Howard Kossover , May 18, 2012
SOCIAL SECURITY Q & A: Unexpected payments raise questions
Q. After retiring in 2011, I started my Social Security this year and work part time. Recent-ly, I received unexpected earnings from work done last year, before I retired, that will put my 2012 earnings over annual earnings test amounts. Will I have to return some of my 2012 Social Security benefits?
By Howard Kossover , May 11, 2012
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