SOCIAL SECURITY Q AND A
SOCIAL SECURITY Q & A: When to apply for Social Security benefits? 
Q. I expect to start Social Security retirement in early 2013. When should I apply?
By Howard Kossover , December 07, 2012
SOCIAL SECURITY Q & A: Medicare and Social Security
Does the age for starting Medicare change with Social Security full retirement age?
By Howard Kossover , December 01, 2012
SOCIAL SECURITY Q & A: Working with SSA while out of town
My husband and I started Social Security this summer and will spend winter in Arizona. Do we need to change the bank where our benefit payments are received?
By Howard Kossover , November 23, 2012
SOCIAL SECURITY Q & A: Paying SSA taxes while receiving SSA benefits
I am retired, age 66, and working the harvest for a farmer. Does he still have to take out Social Security tax from my pay even though I receive Social Security? How does this affect me in the future?
By Howard Kossover , November 16, 2012
SOCIAL SECURITY Q & A: Work and its impact on retirement benefits
The annual earnings test concerns how your own employment earnings in a year affect your Social Security in that year. The earnings test includes only your personal gross wages or net self-employment for the full calendar year.
By Howard Kossover , November 10, 2012
SOCIAL SECURITY Q & A: Getting extra help with Medicare
Part of Medicare Part D (prescription drug coverage), Extra Help is a program to help people with limited income and resources pay for part of their prescription drug coverage premiums, annual deductibles and prescription co-payments.
By Howard Kossover , October 27, 2012
SOCIAL SECURITY Q & A: Retuning your Medicare Part D plan
The Medicare Part D (Prescription Drug Coverage) open season is from Oct. 15 to Dec. 7, 2012. New plans begin Jan. 1, 2013. The open season is an important time. Review your plan coverage each year. A plan that previously fit your needs might not be your best choice now.
By Howard Kossover , October 20, 2012
SOCIAL SECURITY Q & A: SSA numbers for your twins
Q. I just had twins. Can I get sequential Social Security numbers to make them easier to remember?
By Howard Kossover , October 12, 2012
SOCIAL SECURITY Q & A: Getting your proof-of-income letter
Can I get a letter to verify the amount of my Social Security benefit?
By Howard Kossover , October 05, 2012
SOCIAL SECURITY Q & A: Check on rules for adopted child benefits
Q. Can my adopted child receive Social Security survivor benefits from my deceased spouse?
By Howard Kossover , September 21, 2012
HOWARD KOSSOVER: Picking a day for retirement
Q. Can I pick any month for my Social Security retirement to begin?A. Yes. You can start SSA retirement effective with any month that is best for you, assuming all requirements are met.
By Howard Kossover , September 01, 2012
SOCIAL SECURITY Q & A: Working longer for SSA insurance
I worked sporadically over the years and need about a year more to have enough work for my own SSA retirement. I already receive Social Security through my husband’s record as a wife. Is there an advantage to working and becoming insured on my own record now?
By Howard Kossover , August 17, 2012
SOCIAL SECURITY Q & A: Getting Medicare without paying into SSA
My wife has not worked outside the home and has not paid into Social Security. She is older than I am and will be 65 before I retire. Can she get Medicare without having enough work for Social Security?
By Howard Kossover , August 03, 2012
SOCIAL SECURITY Q & A: Can SSA benefits change if parents retire, or if you move?
Q. I receive Social Security disability through my own work because of an accident years ago when I was in my twenties. Since my earnings then had been low, my SSA benefit is not large. Will I be able to receive higher benefits when my parents retire?
By Howard Kossover , July 27, 2012
SOCIAL SECURITY Q & A: How does SSA checks get to disaster victims?
Q. Given recent major national fire and storm disasters, how does Social Security deliver benefits when people are displaced and towns destroyed?
By Howard Kossover , July 20, 2012
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