LOANS
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THE NEW FORTY My light bulb is at 150 watts today...
I hear an awful lot about student loan debt from my students. I can commiserate as I have a healthy chunk myself from my many years as a student seeking one degree or another. As such, I am not shocke...
Posted on 3/26/13 at 7:30 AM
IN THE BLACK The Price of Student Loans
In many cases, it may be necessary to take out student loans for your college education. However, it is important to keep track of how much you will need to pay back. Suze Orman has the guideline of...
Posted on 3/3/13 at 11:53 AM
NDAD INSIGHTS Program provides financial option for life-enhancing gifts
Retail's "Black Friday" and "Cyber Monday" have come and gone, but the gift-buying season continues. Some gifts are certain tobring smiles. Yet, imagine the gift that can change someone's life -- fo...
Posted on 11/27/12 at 3:57 PM
THE FLENSBURGER FILES Education should be encouraged, not denied
8:10 on a Wednesday morning in a lecture hall, waiting for the first class of the day to start. It is one of the introductory classes which provides students studying English with an insight to lite...
Posted on 10/25/12 at 8:36 AM
REAL MONEY Facing Student Loans after Graduation
College graduation is approaching for many. It can be a very uncertain time financially so thinking of making loan payments when regular income is not established can be difficult. Unfortunately, many...
Posted on 5/2/12 at 7:01 AM
Conditions 'still not back to normal' for Minnesota banks 
Banks are paring their load of troubled commercial real estate loans -- a primary culprit in the recent bank crisis -- by charging them off, restructuring them, bringing in new capital and getting customers to pay them. But while asset quality may start to approach precrisis levels by the end of the year, loan growth probably won't and neither will profitability, the Minneapolis Fed said Wednesday in its first local bank forecast.
By Jennifer Bjorhus , February 23, 2012
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Ex-Viking Stu Voigt faces $125,000 fine from FDIC for role in loans
Banking regulators want to bar former Minnesota Vikings star Stu Voigt from the industry for his role in a series of loans made by a Bloomington bank.
By John Welbes , January 31, 2012
Bank of American agrees to pay $335 million settlement over Countrywide loans
The settlement with the U.S. Justice Department was filed Tuesday with the Central District court of California and is subject to court approval. The DOJ says it's the largest settlement in history over residential fair lending practices.
By Nedra Pickler and Pallavi Gogoi , December 21, 2011
UPDATE: Georgia soldier claims he was predatory lending victim
A Georgia-based soldier is suing a business that loaned him $4,100 at high interest, saying the terms violated a 2007 federal law that protects military service members from predatory lenders. Army Staff Sgt. Jason Cox of Fort Benning says the car-title loan he took out last year cost him more than $4,000 in interest alone. He defaulted and the lender repossessed his Dodge Durango.
By Russ Bynum , November 22, 2011
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Rick Failing, Hallock, Minn., letter: Student loans charge too much interest
The story “A degree in ‘Debt’” addressed the mounting college student debt and the difficulty former students are having in paying it off (Page D1, Nov. 6).
By Rick Failing , November 10, 2011
Bank of N.D. may offer $30K disaster loans to homeowners
Part of the North Dakota Legislature's disaster aid bill offers loans of up to $30,000 to homeowners who were hit especially hard by this year's floods.
By The Associated Press , November 08, 2011
Obama offers accelerated relief for student loan borrowers
VIDEO: Watch at bottom of articlePresident Barack Obama's plan will accelerate a measure passed by Congress that reduces the maximum required payment on student loans from 15 percent of discretionary income annually to 10 percent. He will put it into effect in 2012, instead of 2014. In addition, the White House says the remaining debt would be forgiven after 20 years, instead of 25.
By Jim Kuhnhenn and Kimberly Hefling , October 26, 2011
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Whitey’s gets loan from City of East Grand Forks
Cost overruns have led to Whitey’s restaurant in East Grand Forks asking for a $68,000 loan from the city’s Economic Development and Housing Authority, according to the agency’s chief.
By Herald Staff Report , October 13, 2011
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Obama admin approves 2 solar loans worth $1 billion
The Energy Department approved two loan guarantees worth more than $1 billion for solar energy projects in Nevada and Arizona, two days before the expiration date of a program that has become a rallying cry for Republican critics of the Obama administration's green energy program.
By Matthew Daly , September 28, 2011
Student loan default rates jump
The number of borrowers defaulting on federal student loans has risen substantially, highlighting concerns that rising college costs, low graduation rates and poor job prospects are getting more and more students over their heads in debt.
By Justin Pope , September 12, 2011
Uncertainity not good for ag loan climate
Ag lenders say it’s too soon to say what are the implications from a downgrade in federal credit rating, but uncertainty won’t be helpful for a sector that is heavily dependent on capital and credit.
By Mikkel Pates , August 08, 2011
Minnesota's attorney general accuses debt buyer of chasing wrong folks
Minnesota Attorney General Lori Swanson is accusing a major debt buyer of hounding people for debts they didn't owe or already paid years earlier.
By Associated Press , March 28, 2011
Leech Lake band members feud over $2.4 million loan for Moondance Jam
A fight has erupted among leaders of the Leech Lake band of Chippewa in northern Minnesota over a $2.4 million loan for an annual music festival near the Cass Lake-centered reservation. Secretary-Treasurer Michael Bongo now faces possible removal from office.
By Rochelle Olson , December 25, 2010
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