DEBT
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REAL MONEY Nine Steps to Dealing With Medical Debt
A broken bone, mental health therapy, a long-term illness, a car accident, a premature baby. All of these situationsand so many more unexpected onescan land a family in medical debt. And you cant comp...
Posted on 4/16/13 at 9:27 AM
THE NEW FORTY My light bulb is at 150 watts today...
I hear an awful lot about student loan debt from my students. I can commiserate as I have a healthy chunk myself from my many years as a student seeking one degree or another. As such, I am not shocke...
Posted on 3/26/13 at 7:30 AM
IN THE BLACK Why Its Important to Pay more than Minimum Payments
Here is a video showing how long it takes and how much interest you pay when only paying the minimum payments on your credit card debt. In the example in the video, by only paying the minimum payme...
Posted on 3/21/13 at 7:29 PM
STAFF BLOG CAPITOL CHATTER Legislative notebook: Obama coming to discuss gun violence
By Don Davis Next week is turning into gun week in Minnesota. President Barack Obama kicks the week off with a Monday Minneapolis visit to discuss gun violence and state legislators plan to consider...
Posted on 1/30/13 at 8:04 PM
MIDDLE AGED PLAGUE I'm a Believer -- So Are You
We disagree with one another a lot these days, but I think I've found three sentences we can all say, "Yes, that's true," to: 1) We are all born. 2) We all die. 3) In between, we operate each of ...
Posted on 12/19/12 at 3:11 PM
OUR OPINION: Sorry, Grover; CEOs say, ‘Cut a deal’ 
Republicans Rick Berg, John Hoeven and Kevin Cramer should follow the lead of the Wall Street Journal’s CEO Council by supporting a grand bargain, thereby putting America first, North Dakota second — and Grover Norquist, if he’s on the list at all, a very distant third.
By Tom Dennis for the Herald , November 20, 2012
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OUR OPINION: Heed CEOs’ call for a debt plan
The Simpson-Bowles proposal is bipartisan, it’s realistic — and now that the chief executives of some of America’s leading employers have weighed in, it can and should be done.
By Tom Dennis for the Herald , October 28, 2012
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Average debt up again for new college grads
Two-thirds of the national college class of 2011 finished school with loan debt, and those who borrowed walked off the graduation stage owing on average $26,600 — up about 5 percent from the class before.
By Justin Pope and Jennifer Johnson , October 18, 2012
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Egan-Jones cuts US debt rating to AA- from AA
Egan-Jones, an independent credit-research firm, downgraded its rating on U.S. government debt to AA- from AA on Friday, citing the Federal Reserve's plans to try to stimulate the economy.
By Associated Press , September 14, 2012
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ND, SD have low credit card debt, delinquencies
Credit card users in North Dakota and South Dakota have some of the nation's lowest rates of credit card debt, and some of the best records for paying on time.
By Associated Press , August 14, 2012
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Eric Watne, Grand Forks, letter: Rising rates hammer student borrowers
Students need to be focused on their educations, not on how to handle more debt.
Keep our interest rates low, let us be successful, and give us the chance to pay back our debts.
By Eric Watne , June 27, 2012
Treasury proposes ban on some hospital collections
The U.S. Department of Treasury is proposing new regulations that would ban debt collection activities in the emergency rooms of nonprofit hospitals.
By Associated Press , June 26, 2012
Franken wants laptops with medical info encrypted
U.S. Sen. Al Franken said Wednesday he plans to pursue legislation or federal regulations requiring encryption of all laptops containing private medical information, after presiding over a hearing on aggressive debt collection practices in several Minnesota hospitals.
By Martiga Lohn , May 30, 2012
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On food stamps and owing thousands, 'Octomom" files for bankruptcy
"Octomom" Nadya Suleman filed for bankruptcy Monday, saying in a court filing that she has as much as $1 million in debt. Suleman wants a fresh start and said in a statement that filing for bankruptcy is what's best for her children, according to the Orange County Register.
By Associated Press , May 01, 2012
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Graduates find it hard to wash away college debt
To get educated these days, most students have to go into debt. And debilitating debt, experts say, could trigger a financial meltdown akin to the mortgage crisis if students don’t repay their loans.
By Alfred Lubrano , April 29, 2012
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Greece downgraded to lowest rating on the bond scale by ratings agency Moody's
The ratings agency Moody's downgraded Greece to the lowest rating on its bond scale late Friday, following a deal with private investors that would see them ultimately lose an estimated 70 percent of their holdings in Greek debt.
By Derek Gatopoulos , March 02, 2012
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Jan Raaen, Erskine, Minn., letter: ‘Just say no’ to recess appointments, more debt
We need a president and Congress who know how to reduce spending and get our fiscal house in order.
And we can’t afford to wait four years, either.
By Jan Raaen , January 21, 2012
AREAVOICES: Don’t be fooled by debt myths
After working in banking and financial counseling for many years, I’ve noticed some recurring themes about debt.
By Marybeth Vigeland , January 20, 2012
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Obama to urge lawmakers to revisit $1.2 trillion in cuts
In its budget proposal next month, the Obama administration will urge lawmakers to revisit the failed attempt by a congressional supercommittee to cut the deficit by at least $1.2 trillion, the White House says.
By Andrew Taylor , January 20, 2012
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