SOCIAL SECURITY Q AND A
SOCIAL SECURITY Q & A: Retiring early, working, then retiring again 
I started Social Security retirement at age 62, received benefits for more than a year, then returned to work. I am ready to stop working again and restart my retirement. Will my Social Security amount be higher now because I am older? I am age 65 with a full retirement age of 66.
By Howard Kossover , May 11, 2013
SOCIAL SECURITY Q & A: Will rental income affect benefits?
Only your gross wages or net income from self-employment is considered for annual earnings test purposes. Rental income will not affect your Social Security benefits, nor does income of your spouse, dividends, other investment earnings, interest, most pensions, annuities and capital gains.
By Howard Kossover , April 19, 2013
SOCIAL SECURITY Q & A: How many years of work do I need for retirement?
For Social Security retirement, I have heard both that you need 10 years of work and 35 years of work. Which is right?
By Howard Kossover , April 12, 2013
SOCIAL SECURITY Q&A: Survivors benefits and divorce
Howard Kossover answers the question: I was widowed after a long marriage, remarried for a few years and then divorced. At age 61, I am not married now. Can I receive Social Security benefits through the record of my first husband?
By Howard Kossover , March 30, 2013
SOCIAL SECURITY Q & A: Reporting earnings while on SSA retirement
Last year I started Social Security retirement. As it turned out, I did not continue to work part-time as originally planned. Do I need to report that my earnings were less than expected for last year?
By Howard Kossover , March 22, 2013
SOCIAL SECURITY Q&A: How does earnings affect benefits?
If I retire this May, will this year’s earnings count against my 2013 Social Security retirement benefits?
By Howard Kossover , March 15, 2013
SOCIAL SECURITY Q & A: A question about SSA disability
Before the question of medical disability is considered, Social Security Administration representatives first establish if a person has the required amount of work at the right time for their age.
By Howard Kossover , February 15, 2013
SOCIAL SECURITY Q & A: Reviews of benefits are annual
Starting reduced Social Security retirement benefits when younger than full retirement age results in permanently reduced benefits. Your retirement amount will not increase just because you have aged, although you do receive cost-of-living increases.
By Howard Kossover , February 08, 2013
SOCIAL SECURITY Q & A: When to file for SSA disability
A severely ill friend recently stopped working but still gets salary from earned vacation time. Should he file for Social Security disability now or wait until his paychecks end? He also will receive disability insurance soon. Does that matter?
By Howard Kossover , February 01, 2013
SOCIAL SECURITY Q & A: Withholding taxes on benefits
What taxes are withheld from Social Security benefits?
January 19, 2013
SOCIAL SECURITY Q & A: What day do your payments arrive?
Most people starting Social Security since 1997 receive their routine benefits on one of four days throughout the month: on the third of the month and on the second, third and fourth Wednesdays of the month.
By Howard Kossover , January 11, 2013
SOCIAL SECURITY Q & A: Choices for those working past full retirement age
I will reach my full retirement age of 66 on May 1. Is there any significance to waiting until 66½ to start my Social Security retirement?
By Howard Kossover , January 04, 2013
SOCIAL SECURITY Q & A: A maximum amount of taxable earnings?
What is the maximum amount of Social Security taxable earnings for 2013?
By Howard Kossover , December 21, 2012
SOCIAL SECURITY Q & A: Let Social Security help with 2012 W-2s
Can I still register for Social Security business services online in time to transmit W-2s for 2012?
By Howard Kossover , December 14, 2012
SOCIAL SECURITY Q & A: When to apply for Social Security benefits?
Q. I expect to start Social Security retirement in early 2013. When should I apply?
By Howard Kossover , December 07, 2012
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