REAL OILFIELD WIVES 5 Ways to Make and Save a Little Cash
How many of you are stay-at-home moms? How many of you raised your hand only to realize no one could actually see you? (Heh) Well, this one is for all of you SAH moms (and everyone else!) looking to... Posted on 4/25/13 at 1:30 PM
ASTRO BOB Thank Butterflies For Daylight Saving Time
Time is what we make of it, and this weekend citizens of 70 countries across the world will advance their clocks one hour ahead in homage to daylight saving time. For U.S. the transition occurs at 2... Posted on 3/8/13 at 3:47 PM
STAFF BLOG NIE ROCKS! Daylight Saving Time
By Joe Miller, McClatchy Newspapers
After years of trying, it took an act of Congress literally to extend daylight-saving time. In March, we set the clocks ahead an hour, andthe first Sunday in Nov... Posted on 3/8/13 at 9:40 AM
IN THE BLACK Personal Finance Articles
Following are links to a few recent articles I have written for another site.
Practical Ways to Spend Smarter and Save More in 2013
How a Large Family Can Save Money
Best Selling Books about Financ... Posted on 1/29/13 at 8:23 PM
THE NEW FORTY My holiday gift to you...
If you shop online and you are not searching for coupons on retailmenot.com I can bet you are spending more money than you need to for the items you are buying. RetaiMeNot is a site that capturessavin... Posted on 10/26/12 at 10:32 PM
After trudging through a snow bank early Tuesday morning, my coat crunched as I sat down in my semi-frozen car. “Why do I live here?!” I forgot about the relaxing snow day just one day earlier. It got me thinking, though: In the depths of winter, why do people live in Grand Forks?
According to the U.S. Department of Agriculture, it’ll cost my husband and me nearly $235,000 to raise our son, Owen, to age 18. That’s how much a middle-income family may spend to raise a child born in 2011, not adjusted for projected inflation, an annual USDA report released last month shows.
The figure includes housing, transportation, food, clothing, health care, child care and education (not college).
Temperatures are dipping and weather experts are warning consumers everywhere to brace for winter. Angie’s List, a national resource for consumer reviews on local service experts, went to highly rated heating experts to compile six ways to save on your heating bill.
David Waxer, financial counselor for GreenPath Debt Solutions in Southfield, Mich., said his office has seen all extremes when it comes to how lenders handle troubled homeowners.
One small mortgage company, he said, didn't want to budge and wouldn't lower the 12 percent mortgage rate held by one of its delinquent customers.
The lender would only add the past-due amount to the back end of the mortgage to make the loan current and avoid foreclosure for a while.
The current economic downturn has hit 401(k) retirement plans hard, and left millions of Americans wondering whether their 401(k) will bounce back and provide enough income in their retirement years. Several Web sites offer a wealth of information about 401(k) plans, from considerations about the future of the saving program to 401(k) basics and recent news. If you'd like to check in on 401(k) developments, here are a few sites worth visiting:
Teens have faced one of the toughest job markets in decades this summer, leaving college savings accounts hungry for deposits. But students without steady paychecks can feed their college coffers without having to sell their possessions on eBay.
I'm talking about scholarships. Like finding a job in a recession, competition for these awards is fierce and growing.
You came. You saw. You saved.
Certainly not everyone hit our goal of "Save $1,000 in 30 Days" — the tip-a-day challenge. But once it wrapped up last week, a number of Sacramento Bee readers opened their wallets to show us how much and where they saved.
It's a tale of two generations.
When the stock market is careening downward, people worry about losing money and wonder about their next move.
But young and old shouldn't be focusing on the concerns of the other.
Workers nearing the end of their careers face complex issues in planning for retirement. Two of the biggest decisions are how much to plan to spend in retirement and how to maximize income through retirement programs, including Social Security.
Most people aren't going to win the lottery. Wilson's odds were 1 in 195.2 million.
Over a lifetime, though, we have a decent shot at coming into a financial windfall through inheritance, real estate, business or other dealings.
"That happens regularly," said Patty Carter, a financial adviser with Edward Jones in Raleigh.
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