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Published January 29, 2013, 06:00 AM

Avoiding the bad of credit cards while harnessing the good

Those slim rectangles of plastic in your wallet are actually double-edged swords. Credit cards can be useful financial tools — to build a credit score and or earn cash-back rewards — but only when used judiciously. Otherwise it can be easy to fall into their traps, financial experts say.

By: Sherri Richards, Forum News Service

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