SOCIAL SECURITY Q&A: Can a person receive Social Security benefits without paying into program?Q. Can a person receive Social Security benefits without paying into program? A. The short, misleading, answer is yes, but this is incomplete because all Social Security benefits are based on the work record of someone. In Social Security jargon, this person is the number holder or wage earner. Whether discussing retirement, survivors or disability programs, benefits through the number holder’s record are possible only if the number holder is insured, meaning he or she has enough work for the benefit involved.
By: Howard Kossover, Grand Forks Herald