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Published April 16, 2009, 03:00 AM

YOUR MONEY: Don't let bill collectors scare you

Tough times mean that debt collectors are talking even tougher. And they will scare you - make no mistake. Brandy Martindale, a mother in Durand, Mich., sums it up well: "They are bullies. That is their company policy."

By: Susan Tompor, Detroit Free Press

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