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Want to help the kids? Be tactful and strategic

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NEW YORK, Feb 12 (Reuters) - Bill Cosby, speaking as the obstetrician Heathcliff Huxtable on his 1980s eponymous television show, once told his sitcom child: "Your mother and I are rich. You have nothing."

Judging from comments made by financial advisers and their clients, a lot of people probably wish they could say that, especially to their adult children.

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