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An elderly couple looks out at the ocean as they sit on a park bench in La Jolla, California November 13, 2013. REUTERS/Mike Blake

As more U.S. workers go independent, a retirement time bomb is ticking

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NEW YORK - Ask self-employed workers about retirement savings, and a shocking number give exactly the same answer: "What retirement savings?"

The potential consequences are scary not only for them - the nation's growing ranks of entrepreneurs, freelancers, consultants and contractors - but also for the United States as a whole. With more and more people without regular jobs and the benefits that come with them, the nation faces a retirement time bomb.

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